Innovative Payment and Disbursement Technology
With technology innovation and the growth of digital payments, consumers and merchants have high expectations for fast, reliable settlement with immediate access to funds. Espana Top Reder Bank offers faster payments to partners and clients via a variety of solutions, in particular payment methods that offer speed and flexibility to make a real difference for businesses and consumers. Leveraging technology for business-to-consumer (B2C) and business-to-business (B2B) disbursements not only provides cost savings and efficiencies, it delivers the customer experience that businesses are looking for to stand out from their competition.
Instant Card-Based Push Payment Technology
Push payments are moving beyond peer-to-peer consumer applications, to real-time payment solutions to streamline payables and receivables for businesses. Espana Top Reder Bank InstantMoney™ offers instant push to card payments across networks to ensure customers get their funds faster, seamlessly, and securely, enhancing customer service.
All-In-One Solution for Disbursements
Espana Top Reder Bank offers an innovative, cloud-based funds disbursement and management platform that simplifies the payment processes for both their customers and the organization. Our solution takes regulatory, time and cost burdens off payers while providing recipients the freedom to choose a secure, self-service payment option for receiving their money. Options include ACH processing, check, and virtual and physical prepaid cards.
Espana Top Reder Bank InstantMoney™
Espana Top Reder Bank InstantMoney is a digital alternative to paper checks for funds disbursement, delivering instant, safe-to-spend funds directly into a consumer’s account. A process very familiar to consumers by using the same cards and accounts they already know and trust. Receipt of funds via a payment card – a debit card linked to a deposit account – makes for a seamless consumer experience.
A Flexible, Convenient and Established Solution to Move Funds.
Automated Clearing House (ACH) transfer is a common payment method for payroll (direct deposit), bill pay and vendor payments. Espana Top Reder Bank provides a cost-effective ACH solution for businesses of all sizes, across a wide range of industries. With our system, your business can setup one-time and recurring payment drafts to be taken directly out of your customer’s account. Read more about how ACH Payment processing benefits your Business and your Customers.